One of the better-known stores in the United States, Macy’s provides a number of items including several everyday use things and fashion wear things at a very reasonable price. With a Macy’s card, you can avail of some great discounts and offers at all the corporate stores of Macy’s.
With a Macy’s card now you can shop easily and avail a fantastic bouquet of benefits as well. The Card comes in handy as you can now easily pay your dues online easily and avail some great benefits at the same time. Read on to learn how you can apply for a Macy’s credit card and what advantages you will have once you get the card.
With Macy’s you have an option of selecting between two very different choices, you can either go for a Macy’s credit card or choose a Macy’s American Express card. As a Macy’s cardholder you will be able to shop in a convenient way of choosing your budget annually. Read on to know more about how you can log in and make payments.
Why to Choose Macy’s Credit Card:
With Macy’s you have an option of selecting between two very different choices, you can either go for a Macy’s credit card or choose a Macy’s American Express card. You chose Macy’s Credit Card as your financial partner for the below reasons:
- Shop, earn and get closer to your next reward faster.
- Enjoy extra savings at checkout, event invitations and more.
- Special surprises on birthday.
- Avail of several discounts at a variety of stores.
- You can earn a handsome amount of points while you are shopping at Macy’s.
- Cheapest flight fares book tickets through your Macy’s credit card.
Types of Macy’s Credit Card:
According to the customer need, Macy provides three types of credit card. The benefits and features of these cards are:
- Macy’s Silver Credit Card:
- Benefits:
- Earn a reward for your shopping.
- You can save extra on your check out an event invitation.
- 25% off any day you like with Star Passes
- Macy’s Gold Credit Card:
- Benefits:
- You will enjoy all the benefits of Macy’s Silver Credit Card along with free shipping with no minimum purchases.
- Macy’s Platinum Credit Card:
- Benefits:
- You will enjoy all the benefits of Macy’s Silver Credit Card and Gold card along with 5% back in rewards with no merchandise exclusions.
- Benefits:
- Benefits:
- Benefits:
Benefits of the Macy’s Credit Card:
Along with the above-mentioned benefits you also can enjoy the below benefits for all of three cards:
- 3% back in rewards on spend at Restaurants.
- 2% back in rewards on spend at Gas Stations & Supermarkets.
- 1% back in rewards on spends at everywhere else.
- Priority tickets to concerts, shows,and sporting events.
Eligibility Criteria for Macy’s Credit Card:
You avail the Macy’s credit card you need to meet the below eligibility criteria.
- Your age needs to be at least 18 years.
- If you are a resident of Puerto Rico then your age needs to be at least 21 years.
- You need to be a legal resident of the US or Canada or its territories.
Rate and Fess of the Macy’s Credit Card:
Along with the benefits you should know about the rate and fess of the Macy’s Credit Card:
- Rate:
- Annual Percentage Rate for Purchases and Cash Advances: 27.49%, this APR will vary with the market based on the Prime Rate.
- Interest Charge: If you are charged interest, the charge will be no less than $2.
- Fees:
- Cash Advance fees: Either $5 or 4% of the amount of each cash advance, whichever is greater.
- Foreign Transaction fees: 3% of each purchase transaction in U.S. dollars.
- Late Payment charges: Up to $39.
- Returned Payment charges: Up to $39.
How to Apply for Macy’s Credit Card:
To avail the benefits of Macy’s credit card you need to apply for it first. To apply for the Macy’s Credit Card you need to follow the below process:
- Open the official website of Macy’s with the link www.macys.com
- Click on the “Apply for Macy’s Credit Card” option on the bottom of the page.
- Now click on the “Apply Now” option.
- Enter your personal information, email address, address, phone number, financial information, social security number and date of birth then click on the “Submit Application”
How to Login to Macy’s Credit Card Online Account:
Since we understand that with this short introduction you do understand how useful a Macy’s card is let us look directly at the Login Procedure for this card.
- Click on www.macys.com/my-credit/gateway/guest to get to the homepage for Macy’s credit card.
- Hit on the “Sign In” button available over there.
- Put in your Email Address and password.
- Now press the “Sign In” option to access your account.
This is how you can easily access your account at Macy’s Credit Card website.
How to Reset the Forgotten Password of Macy’s Credit Card Online Account:
If you have forgotten your online account password then you should follow the below process:
- Click on the link www.macys.com/my-credit/gateway/guest.
- Now click on the “Sign In” button.
- Click on the “Forgot Password?”option just above the sign in option.
- Enter your email address and then click on the “Continue” option.
How to Register to Macy’s Credit Card Online Account:
To manage your account or to pay the bill you need to log in to your account first, for that you need to register first. To register to the online service you need to follow the below steps:
- Click on the link www.macys.com/my-credit/gateway/guest.
- Now click on the “Create an account” option.
- Enter your first name, last name, email address, password,and date of birth then click on the “Create Account” option.
How to Activate a Macy’s Credit Card:
To enjoy the benefit of the Macy’s credit card you need to activate your card first. The activation process contains the below process.
- Click on the link www.macys.com/my-credit/gateway/guest.
- Now click on the “Activate Card” option.
- Enter your card number, name, security code and Last 4 Digits of the Primary Cardholder’s SSN then click on the “Verify” option.
How to Make Payment for Macy’s Credit Card:
You can pay your Macy’s credit cards bill in online and offline mode.
- Online Mode:The process to make an online payment is not only easy and hassle-free but is also free of cost. Read on to know more about the detailed steps.
- Click on the link www.macys.com/my-credit/gateway/guest.
- You will then need to login to your account with your email address and password.
- You will need to add up your Macy’s credit card to your account prior to this step.
- Also, type in your account number and routing information for your bank available under the credit profile section.
- You can proceed with the above-mentioned steps when this is completed.
- Now visit the Macy’s credit card page and choose the “Make a payment” option which is available in red
- Now add or choose a payment source.
- As a final step, you can set up your payment schedule and enter your payment information.
- Offline Mode:
- You can mail your payment by cheque or money order at Macy’s Card, PO Box 78008, Phoenix, AZ 85062-8008
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Contact:
- Call: 1-888-257-6757
- Mail: Macy’s Card, PO Box 8113, Mason, OH 45040.
Reference:
www.macys.com/my-credit/gateway/guest